How does chime work with direct deposit

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Must have $0.01 in savings to earn interest. The disclosed APY is accurate as of May 22, 2023. Mobile Deposit: Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors including, but not limited to, a member's direct deposit enrollment status.Ĭhime Savings Account: Chime Checking Account is required to be eligible for a Savings Account.ĪPY: The Annual Percentage Yield (“APY”) is variable and may change at any time. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade. and may be used everywhere Visa debit cards are accepted.ĪTMs: Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.ĭeposit: Once the retailer accepts your cash, the funds will be transferred to your Chime Checking Account.

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or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Banking services and debit card provided by The Bancorp Bank N.A. All international money transfer servicesĬhime is a financial technology company, not a bank.

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